Category Archives: Money Mastery

Follow up: Analyzing my Capital One Credit Card debt

Awhile ago, I wrote about analyzing my Capital One credit card debt. I had carried a balance for several years and broke down what that $2300 balance was actually for. It shocked me (kinda pissed me off, actually) to learn … Continue reading

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Are you an independent contractor or an employee?

When you enter into the “random job” world, you may find that not only can you get traditional employee work, but you might also score a few “independent contractor” gigs as well. It’s important to know the difference when it … Continue reading

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Unclaimed money: Go get yours!

Not too long ago, I was talking with a friend who told me she had received notice from a company trying to track her down and give her “unclaimed money” from New York State. Immediately, my “scam” flags started going … Continue reading

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Twelve tried and true money wasters

Now that the world is collapsing, credit doesn’t exist anymore, and we’re all going into financial ruin, many people are trying to figure out how to cut back.  I am no exception. Although, I refuse to believe that the world … Continue reading

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Guest Post: [infographic] Rainy-Day Funds Running Out

It’s no secret that we save less than previous generations. This infographic from CashNetUSA shows just how much!    Think about all the extra money you could make by being a mystery shopper, starting your own business, or working from home for … Continue reading

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My rant: Socially responsible investments. Is it really that hard?

I am not now, nor have I ever been a psychic. Well, ok sometimes I have a knack for prediction, but not in any way that you’d be interested in, and usually it only hits me on Wednesdays between noon … Continue reading

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Save cash and barter for your small business instead

Before the time of MasterCard, Visa and Amex, people paid for things by cash or bartering. As a new business, bartering is a wonderful way to trade services and products for other, well, services and products. You’ll save your cash flow … Continue reading

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Self-Employed tax tips

Note: I do not now, nor have I ever worked as a tax attorney. Make sure you consult one so that you are aptly informed of the current laws and don’t get carted off to jail for tax fraud! Government … Continue reading

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Do I need an EIN for mystery shopping?

Dear Buzzy, I was signing up with some mystery shopping companies that you recommended, and one of them stated that you had to have an EIN to shop for them.  Here is what is in their IC agreement: “Shoppers are … Continue reading

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Insurance for the self-employed

Insurance. When most of us hear the word, our eyes glaze over and our mind starts to get fuzzy. Insurance, specifically health insurance, is complicated and confusing, and most self-employed people prefer to delay having to think about it. Until it’s too … Continue reading

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